ZestMoney provides a credit limit to avail goods or services from several online and offline merchants that have partnered with ZestMoney. If you are interested in availing a personal loan through ZestMoney, you can head to this link and check your eligibility and apply for a personal loan.
We do not accept repayments in the form of Cash/ Demand Drafts/ Credit or Prepaid Cards. Our only modes of repayments are available on our app and website.
Credit limits can NEVER be converted to cash. Credit limits can only be used for transacting with our partnered merchants.
Credit limits are non-transferrable and can only be used for transacting with our partnered merchants.
Only you can apply for a personal loan by logging into the app/web. Please do not share your personal information with strangers, with this information fraudsters may try to avail of a loan under your alias.
ZestMoney and/or the lender may charge a Technology Usage Charge, or the processing fee as per the terms and conditions of the loan.
A gift card can be used to make purchases at the merchant's website or store. You can buy a gift card on ZestMoney, use it to load your merchant wallet, and pay it back via EMIs.Please note that a GC cannot be converted to cash or transferred to a bank. It can only be availed at the merchant outlet. Please be aware that we are not associated with any 3rd party websites that claim to convert ZestMoney GCs to Cash, they may charge hefty fees or be an attempt to fraud. Your GC codes will be shared with you over email/WhatsApp from ZestMoney’s authorised account.