Pay with ZestMoney EMI

100% interest cashback on 3-months EMI

Its super simple to pay in EMI using ZestMoney. Just fill the order form, complete our EMI process and get voucher to pay on Urban Ladder.

Get your voucher

Urban Ladder

Category:

How to use ZestMoney EMI on Urban Ladder?

If you've an approved credit limit

you can instantly use it to get a Urban Ladder voucher and pay in EMI.

Apply for a credit limit if you don’t have it.

Otherwise just follow these steps.

Apply for a Urban Ladder voucher

using your Aadhaar, PAN & other personal details
R

Verify your ZestMoney account

using netbanking, PDF bank statements, KYC or uploading ID proof

Get your Urban Ladder voucher

after setting up auto repay by uploading a signed NACH or eNACH

Don’t take our word for it, our customers love us…

I have been a user of ZestMoney for the last two years. Through this period I have taken 8 ZestMoney loans without any hassles & Fast, now I do not need a credit card to do any shopping. Thank you! You have fulfilled all my needs.

Ritesh Rai

ZestMoney is fantastic, easily and digitally loan provider website. ZestMoney credit limit is better than other banks credit card no any hidden and processing charges. Also providing offer time to time ( like festivals) cash back interest-free loan it's an amazing offer I've taken two loan under this scheme and received cash back interest. Thanks, ZestMoney I fulfilled my small dreams.

Anil kumar

This has been a great app for people like us. ZestMoney is simple helpful prompt and at your service at your time of need. Very simple process of one's credit worthiness evaluation and quick to disburse payments accordingly. A VERY BIG THANK YOU ZESTMONEY. WISH YOU ALL THE BEST REGARDS

Narpatsinh Vaghela

Genuine, Quick online verification and process, Sanction within no time. Very easy to use the voucher code and pin. I like this, it's very reliable and immediate processing and sanction. No additional charges and processing charges. No need to wait for payment till the due date. If we have excess money we can pay at any time. Quick disbursement and hassle-free. We can close early if we have a sufficient amount. Quick disbursement of the amount within our limit. Really, it is excellent.

Ravindraprasad Pelluru

I really love ZestMoney, I simply put loan application of rupees 14k within 3min I got sanctioned. I was surprised without even enquiring, they issue the loan and I successfully paid off the loan. Now I have taken 4 loans and am a happy customer of ZestMoney thank you.

Mahesh Manu

I am delighted with your service. No words to express my gratitude. The process was so quick and prompt and I could purchase what I wanted within minutes. You also helped me financially by giving a loan when I was stuck. You guys are doing wonderful ZestMoney. Thanks a lot for everything team. I really appreciate and will refer my colleagues, friends, and family too.

Sunand P K

ZestMoney is a great way to get credit without the hassle of going through any documentation or reference. It is so simple and easy, you just go to the site and register with your net banking and voila! You get a credit limit instantly according to your history of transactions with your bank. It also offers no-cost EMI which is a great feature for repayment. I love it!

Harshit Wadhawan

I have been a user of ZestMoney for the last two years. Through this period I have taken 8 ZestMoney loans without any hassles & Fast, now I do not need a credit card to do any shopping. Thank you! You have fulfilled all my needs.

Ritesh Rai

ZestMoney is fantastic, easily and digitally loan provider website. ZestMoney credit limit is better than other banks credit card no any hidden and processing charges. Also providing offer time to time ( like festivals) cash back interest-free loan it's an amazing offer I've taken two loan under this scheme and received cash back interest. Thanks, ZestMoney I fulfilled my small dreams.

Anil kumar

This has been a great app for people like us. ZestMoney is simple helpful prompt and at your service at your time of need. Very simple process of one's credit worthiness evaluation and quick to disburse payments accordingly. A VERY BIG THANK YOU ZESTMONEY. WISH YOU ALL THE BEST REGARDS

Narpatsinh Vaghela

Genuine, Quick online verification and process, Sanction within no time. Very easy to use the voucher code and pin. I like this, it's very reliable and immediate processing and sanction. No additional charges and processing charges. No need to wait for payment till the due date. If we have excess money we can pay at any time. Quick disbursement and hassle-free. We can close early if we have a sufficient amount. Quick disbursement of the amount within our limit. Really, it is excellent.

Ravindraprasad Pelluru

I really love ZestMoney, I simply put loan application of rupees 14k within 3min I got sanctioned. I was surprised without even enquiring, they issue the loan and I successfully paid off the loan. Now I have taken 4 loans and am a happy customer of ZestMoney thank you.

Mahesh Manu

I am delighted with your service. No words to express my gratitude. The process was so quick and prompt and I could purchase what I wanted within minutes. You also helped me financially by giving a loan when I was stuck. You guys are doing wonderful ZestMoney. Thanks a lot for everything team. I really appreciate and will refer my colleagues, friends, and family too.

Sunand P K

ZestMoney is a great way to get credit without the hassle of going through any documentation or reference. It is so simple and easy, you just go to the site and register with your net banking and voila! You get a credit limit instantly according to your history of transactions with your bank. It also offers no-cost EMI which is a great feature for repayment. I love it!

Harshit Wadhawan

Frequently asked questions

ZestMoney EMI process

How does the process work?
Tell us the product you want to buy on Urban Ladder. Complete your loan application and we provide you with a voucher code which you can use on Urban Ladder for shopping. The voucher amount can be paid back to us in EMI’s later.
What documents will be required to complete the loan process?
Mandatory information required to apply for ZestMoney EMI

  • Aadhaar number
  • PAN
  • Employment information which includes monthly income & expenses
  • Signed NACH (scan or a high quality photo)

No other documents required if you

  • do eKYC using Aadhaar and
  • verify income using secure Netbanking login

Can’t do eKYC using Aadhaar?
You can upload ID and address proof like Aadhaar card, Passport, Driving License, etc.

Can’t verify income using Netbanking?
You can upload last 3 months bank statement including the current month. We do not accept images or scanned copy of passbooks.

How much time will this process take?
Once we receive all the required documents, your ZestMoney EMI application will be reviewed within 24 working hours and the status will be shared with you. You will get your Urban Ladder voucher code via mail within few hours of approval.

About the Urban Ladder voucher

How to redeem my voucher code?
You can use it to pay during checkout on Urban Ladder app or website

  • You use the voucher code to pay for part of the order amount on Urban Ladder
  • You can use the entire amount in the voucher for one or multiple transactions on Urban Ladder

An example,
You order amount on Urban Ladder is Rs. 15999, you can use a voucher code of amount Rs. 18000 to make the payment on Urban Ladder. The remaining Rs. 2001 can be used for your next order.

What if I want to buy a different product after I have received my voucher code?
You can use your voucher to buy any product available on Urban Ladder.
What if my purchase amount exceeds the amount I have received voucher code for?
If the price of the product is higher, you can pay the difference using any other payment method on Urban Ladder.

Repayments and cancellations

How can I repay the EMI amount?
Repayment of the EMI amount will happen via NACH. The due date for the first EMI will be 30 days from the date of approval. The EMIs will start from the day of voucher creation whether you use it to buy anything immediately or not.
When will the EMIs start?
Your EMIs will start 30 days after you receive your voucher code.
Can I cancel my loan once I have been approved?
Your EMIs cannot be cancelled once your loan has been approved & you have viewed the voucher. Your voucher has a validity of 1 year and can be used to pay for anything at Urban Ladder within that period.
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ZestMoney offers the above basis its association with third parties, conditions apply.
© 2017 Camden Town Technologies Pvt Ltd. Trademark ”Zest/ ZestMoney” and domain name www.zestmoney.in have been assigned to Camden Town Technologies Pvt Ltd through an assignment agreement.