ZestMoney is on a mission to use technology and data science to improve the way credit is delivered in India.
Today in India, less than 10m people have or want a credit card. Because so many people are "new to credit" methods for assessing and approving are lacking.
The ZestMoney platform enables instant account opening and real time credit approval, combined with seamless digital loan servicing and repayments technology. ZestMoney can help power lending decisions based on alternative data sources, enabling lenders to reach a wider market, as well as make decisions quicker and without manual under-writing.
ZestMoney partners with e-commerce companies, to enable financing at the checkout, enabling EMI without credit card. ZestMoney customers are empowered to afford the things they need and spread the cost over up to 12 months.
ZestMoney is a technology company, and loans are issued by fully regulated lending institutions. The team behind ZestMoney have many years of global experience in digital lending.